As this wraps up my series on financial issues, I’d like to address RISK AVERSION. An example of this would be someone saying, “I don’t believe in taking on debt in my business. I’m too upstanding a person for that.” Of all the behaviors I’ve mentioned, risk aversion...

“If I need something for my people, I just buy it. It’s helping my business, so what’s the big deal?” Truth is, it may not be a big deal. But, as you can imagine, if it happens constantly, it could be a serious sign of haphazard spending, costing the company more than...